Federal Employee Long Term Care Insurance
The Federal Long Term Care Insurance Program (FLTCIP) provides coverage to help pay for the costs associated with care when enrollees require assistance with daily activities or have severe cognitive impairments, such as Alzheimer’s disease.
Most Federal and U.S. Postal Service employees and annuitants, along with active and retired members of the uniformed services and their qualified relatives, are eligible to apply for FLTCIP coverage when the program is not suspended.
In most cases, employees must be eligible for the FEHB Program to apply for FLTCIP coverage, regardless of whether they are currently enrolled in FEHB. Eligibility is the key factor. For annuitants, FEHB eligibility is not required to apply for FLTCIP coverage. However, certain medical conditions or combinations of conditions may disqualify some individuals from being approved for coverage. To determine eligibility, individuals must submit an application.
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Maranatha Financial is owned and operated by John Mashburn (the “Advisor”). He is an FRC certified individual.
All content presented on this website is for informational purposes only and are not tailored to the specific circumstances or goals of any individual. They are not intended to serve as, and should not be relied upon as, personal investment advice or as a solicitation of services from John Mashburn.
Federal government agencies, including the SEC, do not endorse or sponsor specific securities, issuers, products, services, professional credentials, firms, or individuals. John Mashburn is not affiliated with, endorsed by, or authorized to speak on behalf of the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”).
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